Study On Performance Evaluation Of Household's Micro-finance In Shao'guan City

Since 2004, the central government has locking with the "agriculture, rural areas, farmers " issue on the 1st file for six years, embodies the central position of agriculture as the foundation and the " agriculture, rural areas, farmers " issues. No doubt, the issue resolved, is directly related to our goal of a well-off society in an all-round way.The issues is essentially a series of problems such as to increase the income of the farmers,to improve the comprehensive agricultural production capacity, new countryside construction,modernization, strengthening agricultural infrastructure, the " agriculture, rural areas, farmers " can not develop without financial support, in particular credit support.Micro-finance has already been proved that the micro-finance is financial support met the needs of the development of rural economic and also posotive exploration to solve the three rural-related problems.Micro-credit is to solve the difficult problem of strong rural financial initiatives, particularly in rural credit cooperatives the development of farmers micro-credit has the financial plight in the rural areas and plays an very important solution role in raising the income of farmers. The problem about operating performance of micro-credit on Farmers, such as producing a better income for farmers, what the role micro-credit has played in the development of rural credit environment,etc, has been the academic and policy level, the majority of farmers focus of close attention.In this thesis,drawing on existing research results at home and abroad, micro-credit to Rural Credit Cooperatives to study the operational performance, through the Shao'guan City in Guangdong Province in the field survey data,the first analysis is the micro-credit status and the difficulty of Shao'guan City in Guangdong Province, analysis the resons for the slow development of micro-credit in Shao'guan City.The second is on the basis of a detailed analysis. The farmers'study is from the impact and coverage of the farmers income level of farmers, farmers credit coverage, farmers living environment to improve the situation,that customers at the operational level of achievement. In this study, theoretical support and attention to this specific practice, the combination of performance measuremem farmers cited a Douglas O'Brien production function model, the measurement methods used SPSS software for micro-credit and income of farmers and the relevance of the multiplere regression analysis. Analysis of micro-credit and that the relationship are between the farmers income. The results show that,as a result of the different types and sources of income of different farmers, micro-credit and the relationship between the expression have on different characteristics. Obviously, the effect of microcredit reflect on different farmers are distinct.