Study On Operational Efficiency Of Chinese Commercial Banks Based On DEA-DA Model

Time into the twentieth century, the nineties, the global integrity of economic globalization, the gradual liberalization of the international financial system under the environment of the times. Lead position in the financial system, bank accounts, and the management system has been relaxed. Followed by a series of innovative financial services including internet banking, telephone banking and the vestibule. The emergence of these new services, increased competition among banks expanding. At the same time extremely landmark event, "Foreign Bank Regulations" in the November 16, 2006 issued by the State Council, announced in the December 11th round outside the Bank of China began to open, indicating China's banking industry and perfect international financial integration. Also from another good show, foreign-funded banks and Chinese-funded banks in an inevitable showdown about to begin, which is the main battleground for this fight is no doubt the emerging Chinese financial market.Paper is divided into four chapters:The first chapter: This chapter reviewed the main theories on the banks and this performance analysis tools to select the DEA-DA Model Research. And the combination of these theories and the development of China's commercial banks raised the status of meaning and purpose of this paper.Chapter 2 based on DEA-DA Model of Commercial Bank Performance Discrimination and Empirical Research: DEA method of a non-uniform evaluation method of one of the discriminant analysis method with the DEA and the combination of the formation of DEA-DA can this model, it uses to classify the sample unit. This chapter introduces the additive DEA model and method, a brief description of the evolution of DEA-DA model of the process, and then focuses on Sueyoushi in 2001, the generalized DEA-DA model, and finally selects the interval containing the number of DEA-DA model as this data analysis tool, and analyzed the results obtained.Chapter 3 features of Chinese Commercial Banks and Evaluation. Commercial Bank of China, including the analysis of the status and characteristics, and developed according to the actual situation of the evaluation index system. Performance analysis of commercial banks to determine the content: ability to grow, profitability, solvency and operation capability, the performance of China's commercial banks to determine the level of the theoretical groundwork to do.Chapter 4 in China-based DEA-DA analysis of performance of commercial banks, commercial banks in China are introduced in this chapter the data collection, and data processing and comparison of commercial bank performance analysis, empirical analysis is part of this article.Chapter 5 is the conclusion of this article. This chapter the research method to study the route, and the results are summarized.