The Study Of Smes' Financing Based On The Supply Chain

Since the reform and opening up, China's SME has growing stronger and stronger.Now the SME has become a great force in national economy and the social development.It has take a great part in prospering economic, creasing employment, promoting innovation, inimproving people's livelihood,and so on.The funding endorsement the SEM acquirzes does not balance with the great contributing the SME disbursement.Difficulties in financing becoming the biggest bottleneck of the development of the SME.Since the nineties the twentieth century, along with the rapid development of information technology, and the acceleration of economic globalization, supply chain management are widely used in the manufacturing sector as a new mode of operation. Banking sector to comply with the needs of enterprise supply chain management, innovation and development of the supply chain finance. In practice, supply chain management and supply chain finance theory and related theoretical studies have made the appropriate progress, but there are still some unresolved issues, such as banking and supply chain cooperation between enterprises and faith issues; supply chain finance may risks of proliferation; banks and enterprises in information sharing and exchange of credit system construction, etc., affecting the supply chain management and supply chain finance application and promotion.Part of the supply chain network is to strengthen and close cooperation between banks and enterprises the way, can effectively resolve the financial problems in the supply chain. Because the bank-enterprise supply chain alliances, banks can effectively monitor the operation of the entire supply chain, reduce the bank's credit risk; play the intermediary banks and financial support functions, the promotion of enterprise supply chain financing; enhancing communication between banks and enterprises and sharing, the promotion of banking and supply chain co-operation between enterprises and increase their core competitiveness, to bank and multi-win situation. Therefore, this article on the banking and supply chain business alliance between the bank and build the supply chain as well as the establishment of relevant mechanisms to discuss issues.In this paper, based on the financial supply chain, supply chain finance put forward a number of potential problems, and based on the proposed alliance bank and the idea of the supply chain by building alliances bank and the corresponding mechanisms and the establishment of research and exploration bank-enterprise supply chain alliance the establishment and effective Shi Shi, and supply chain to lower the risk of banks to strengthen the supply chain on the He Zuo, improve the overall strength of the supply chain Syndicated news role for the banks and the supply chain, the establishment of enterprise Xinxingguanji provide a new method and途径yes In this paper, expected to achieve. Finally, the study by applying the previous theory and method of financing of SMEs for the specific conditions of the supply chain in the bank and Union on the basis of financing to SMEs were discussed.