Small and Medium-size Enterprises(SMEs) are an important part of the national economy, they absorb the bulk of new employment, and the proportion in GDP and exports is also very impressive. In both developed and developing countries, SMEs are very important in the country's economic and social life. In developed countries, SMEs account for 97% of the total number of enterprises, employment in the social and economic contribution is more than 50%. In developing countries, the proportion of SMEs reached more than 99% of countries' jobs, and economic contribution of exports is higher than developed countries. In this paper, we got 500 questionnaire data of small and medium enterprises in Changzhou, and we try to study the main factors which affect SME loading; model-building, revealing the number of loans to SMEs and the plight of the impact on relations with each other, and propose policy recommendations. |