Financing Risk Analysis In The Real Estate Project

Real estate is the leading industries of China's national economy, in the modern social and economic life has a pivotal position. According to statistics, in China's real estate industry sources of funds, the bank credit accounted for more than 70%, real estate loans accounted for the balance of commercial bank loans of up to 7.8 percent of GDP. A weakness of domestic real estate funds is way over-reliance on bank loans, this has resulted in an excessive concentration of risk in the banking, as well as real estate development enterprises have insufficient funds consequences. So making real estate enterprises to expand their financing channels have become more urgent demands.In order to analysis China's real estate project financing risks, and explore China's real estate project financing of scientific models, this article mainly uses the analysis methods and macro-analysis and micro-analysis method, follow the"raise the problem→analysis the problem→solve the problem," research paradigm, combined with China's real estate project financing of the status quo, to explore the depth of our real estate projects financing risks and the response.