Transition Of China Development Bank-Commercialization And Corporate Governance

The subprime mortgage crisis is an ongoing financial crisis triggered by a dramatic rise in mortgage delinquencies and foreclosures in the United States, with major adverse consequences for banks and financial markets around the globe.It makes Countries, particularly developing countries including China, experience the great dangers of a banking crisis, the financial system from spreading to the entire area of the real economy. To further strengthen banking supervision, accelerate the pace of banking reform, the establishment of sound corporate governance structure, respond to financial crisis in our country an important aspect.After two decades of reform , In the vast majority of departments, the proportion of publicly owned property in the decline in the economic system as an important part of the state-owned policy banks have become the last bastion of reform. Therefore, how the reform of policy banks, policy banks how to achieve a smooth transition in transition. Not only to increase its efficiency and enhance its competitiveness ,but also avoid repeating the mistakes of other developing countries and developed countries, has become an important topic before the Chinese government.In the study, We found both at home and abroad through research policy banks or commercial banks in restructuring and reform of the policy of the State Development Bank of the transition from great significance.After all, China's policy of restructuring the banking business there is no precedent. National decision based on "one bank,one policy" method of policy-oriented reform of commercial banks to realize joint-stock reform . But the shareholding system is only way to achieve their objectives and means , The ultimate goal is to create an effective corporate governance structure, strengthen the capital market constraints , improve the performance of banks and ensure the safety and value-added of state-owned assets. At the same time, commercial banks to reduce the risk of course of business opportunities and form a negative effect on society. This article is to study domestic and foreign policies of banks and commercial banks in restructuring and reform process based on historical experience and proposes transformation of the National Development Bank strategic positioning, And in determining the operating strategy based on the corporate governance framework for the design of the structure .