A Research On Consumption Credit Strategy Of China

Expanding the internal demands is an important factor of developing economy. Under the circumstances of inefficiency of valid requirement, it is vital to develop the consumption credit. Developing the consumption credit has great potential in the respect of promoting consumption and the daily life of citizen. But consumption credit still meet many issues in China, on the main issue of individual consumer credit, the thesis analyzes the ultimate reason from the view of consumer, bank and society. Moreover, on the basis of study the successful experiences and uses for reference. Eventually, combined with the main question of consumer credit in China, the article puts forward a number of countermeasures from the facets of credit variety; income of consumer should be increased; social security system should be improved; a consumer bankruptcy mechanism; a consumptive credit risks protection system; and a full-functioned personal credit information system should all be set up.