Research On Modern Credit Service Industry Development

Modern credit services industry is an important part of modern service industry in China, it is a new industry. Its nurturing and development is a complicated system, involving all sectors of society ,and including the government's policy guidance, manpower support, also including individuals, organizations and large enterprises, the whole society with the active participation of members, it is necessary to do a systematic research on this industry development.This Paper takes creating a "credit city" as the target, through practical research and theoretical analysis, to sort out our modern credit services industry chain, research and formulate train of thought on modem credit service industry, to further standardize the order of modern credit development of the service industry, accelerate the building of a social credit system in China to enhance a city's image and raise the city's comprehensive competitiveness.This Paper will integrate the existing foreign-related research results, take experiences from other domestic honesty and credit services industry, in close connecting with the overall advancement of the building of social credit system, centering on credit information resources integration, processing, utilization and management, from different levels and angles discussing the developing policies and initiatives on modern credit service industry, to quickly form a direction of credit city with a core competitiveness, economic strength and social influence ,which has a credit guarantee business, leasing business as the basis, the asset management business as the supplement , investment and financing business for profit growth, credit management technology as a means.This paper takes Changzhou City as an example. Changzhou in China belongs to small and medium-sized cities, its research on the development thoughts of credit services industry , not only can play a practical role in the local modern credit services industry development, but also equally instructive to many small and medium-sized cities of China's modern credit service industry development, in particular, at present China's credit industry in small and medium cities is still at an early stage, many practices are still in exploration, therefore, the thesis study has more theoretical value and practical significance.