Research On The Supervision System Of Pension Fund In China

With China's rapid economic development, the people's improved quality of life, our country's aging population phenomenon will certainly to be serious day by day. Old-age insurance system on the overall socio-economic stability and development will play an increasingly important role. Implement the pension insurance system that is the backing of pension funds' safety. This problem is increasingly become the focus of attention of the people. A set of safety supervision and management measures on the fund have not yet be established in our country. This brought to the pension fund a lot of risk and it is difficult to protect the legitimate rights and interests of the broad masses of workers after they retired .At present, China's pension funds the problems are: supervision legislation is lagging behind , management system is not perfect, information-based construction is lagging behind, it is difficult to guarantee funds, such as maintaining and increasing the value. These problems make pension fund to pay much higher than the growth rate of collection and operational growth rate, affecting the development of the national economy. Thus, the old-age insurance fund monitoring study has important theoretical and practical significance.This article has analyzed our country superannuation fund supervision present situation and the insufficiency, simultaneously has profited from the overseas superannuation fund supervision experience. This article also unifies the risk of our country superannuation fund in four flows faces such as the collection, the investment, the management, the pay, established the theory frame of our country superannuation fund supervision.