A Study On The Development Of China's Credit Loan Securitization

Asset securitization is the most significant financial innovation for the 30 years.Originated from the housing mortagage loan,asset securitization has increasingly become large on scale and wide in use.Untile now,asset securitization has become a international trend,which exist worldwide.When the demand for fund increase and the risk in indirect financing become large,we are eager about different financing tool.Establishing asset securitization is landmark for capital market in China.Not only it enlarges our financial market and integrates banks,securities and trust,but also increases produce of capital market and stimulates our financing innovation.The article mainly embarks from general theory,of asset securitization,inspected our country's credit asset securitization.Thus,we deeply analyze the cause,model and institution of asset securitization,in order to understanding the meaning of asset securitization in China's development.Finally,the article comed up with some constructive suggestions about the problem and the content of asset securitization.