Analysis On The Competitiveness Of State-Owned Commercial Banks In Financial Open Season

The finance is the core in modern economy, but the banking industry is the pillar-industry. Along with the open season arrivals, the foreign-capital banks will compete with the domestic banks. As main body in finance industry, the state-owned commercial banks'competitive ability directly affects banking industry's development. If state-owned commercial banks can't effectively enhance their competitive ability, there will appear some influences to economic development. Therefore, we should analysis and appraisal the state-owned commercial banks'competitive ability. There will be important theory value and practice significance without doubt.The enterprise and banks'competitive ability theory is the base of this article. After reviewing the state-owned commercial bank's history and development, this article analysis banking industry's competition pattern in open season, and explicates the state-owned commercial banks'status at present. Using AHP to determine the weight, the article designs an operational and scientific system to evaluate banks'competitive ability. The results indicate that the factors that affect the banks'competitive ability are mainly the scale, the innovated ability, the control risks ability, and the management ability and so on. Finally, this article proposes a series of measures and strategies for strengthening state-owned commercial banks'competitive ability according to the real diagnosis appraisal result.