Study Of Professional Liability Insurance For Domestic Engineering Consultation

It's a necessary and pressing issue to establish and consummate the mechanism of engineering risk management in the period of domestic economy shunting and in the course of engineering management reformation. Consummate the system of professional liability insurance is the necessary need of construction industry's continuable development. Engineering consultation professional liability insurance is one of the important branches of engineering professional liability insurance system.This paper basing upon the domestic practical circumstance, with research and literature referring, compared and studied the engineering consultation development, engineering consultation professional liability risk and engineering consultation professional liability insurance development status between domestic and the developed countries, to use the advanced experiences and notion of the developed countries for reference and find the sticking point in pushing engineering consultation professional liability insurance in our country. It with the combination of basic concept of professional liability insurance and engineering consultation industry features, brought forward the theory of engineering consultation professional liability and the nomology standard and specialty standard in its cognizance, studied the insurant, insurance liability, coverage, compensation limit and etc. of engineering consultation professional liability insurance. With these bases, it analyzed the factors influencing the premium of engineering consultation professional liability insurance, brought forward a new model of risk ranking and also studied the model of premium calculating. It basing upon the domestic idiographic circumstance, studied the practical issues separately in pushing engineering consultation professional liability insurance such as related law problems, claim for compensation,management countermeasures and etc. At last, it brought forward the propositional clauses of engineering consultation professional liability insurance as the sum-up.The innovations of this paper are those that it brought forward the cognizance standard and cognizance mechanism of engineering consultation professional liability, it brought forward the risk ranking model of engineering consultation professional liability insurance object, it studied the idiographic practical problems in engineering consultation professional liability insurance and it brought forward the propositional clauses of engineering consultation professional liability insurance.