The Application Of Risk-based Loan Classification Management For Commercial Bank Of A

Credit risk management is the management of commercial banks an eternal theme. In this paper, Commercial bank of China credit risk management of China's urgent need to address an important subject to study, not only is of theoretical research value, but also to effectively reduce our financial risks, and enhance China's banking industry's international competitiveness, and promote China Economic reform and political reform, have a very important practical significance.A commercial bank in the loan classification risk management practices to fully study and diagnosis on the basis of the establishment of the category comprehensive assessment of multi-factor model, by choosing a large number of commercial bank loans classified information on the model of empirical analysis, in practice, further integration and related technology. Tools for management of credit risk classification for the development of new ideas and tools. A commercial banks and the risk of classified management system to make a comprehensive assessment that the implementation of A commercial bank loan risk classification process of the existing problems, and learn from the advanced use of the credit risk classification management theory and methods, measures and propose solutions to policy recommendations I hope for the A commercial bank lending risk classification management and draw some useful reference, with a view for China's commercial banks in the context of financial globalization prevent and reduce credit risk to provide theoretical support and intelligence help.