Development Of Chinese Enterprise Annuity System Studies

Enterprise annuity in overseas being competent for the post industry annuity, super annuity, personal pension plan, company annuity plan, and so on. In once is called in our country the enterprise to supplement the old-age insurance. It is establishes the retirement pension by the enterprise for the employee one kind of system arrangement, is the staff welfare important constituent, is attracting the talented person, detains the talented person and drove the talented person aspect, has the function which cannot be substituted. Our country enterprise annuity development start is later, but more and more the key point which pays attention for the people. The overseas enterprise annuity development compared to our country must early, take US, England, Australia, Japan as the example, the system is also mature than our country, the government adopts the laissez faire to it the manner. Profits from western the experience for our country enterprise annuity development certain function. Regarding other national experiences, we cannot blind copying verbatim, imitate, must unify Chinese the reality. Looked from the human resources angle that, the enterprise hoped will have the attraction through this kind the welfare to detain the outstanding employee, the employee hopes through the enterprise annuity enhancement later retirement quality of life, and will add it old age to have the population the impact to cause the basic old-age insurance to the finance to be unable to withstand the heavy burden, the enterprise annuity is has the necessity very much in our country development, has the space also very much to have the future very much.