Research On Investment Banks Development Model Of Our Country

Investment bank model is the management model, which provides deviding or mixed relation of the investment bank and commercial bank at the organizational system and management and supervisory system. In the initial development stage of the Chinese investment banks, many problems have been outstanding during they work business. The reform of financial and the development of securities markets lead to changes in the financial environment, but the development of investment bank could not match with the demand of capital market. Mixed operation model has become the trend of in the worldwide. We need to analyse the background and advantage of it. The purpose of research is to learn the advanced experience and explore our model, which can change weakness of small scale and business innovation and disorderly competition. Perfect business model can also promote investment banks to provide services for the development of Chinese enterprises.Many factors influence the creation and development of investment banks. The methods of comparison and induce and deduce were used to introduce the Chinese-foreign investment banks development model, which summarized the experience and influence factors.A vertical comparison method was used on the development of investment banks and model of evolution course. A horizontal method was used to describe the difference between investment bank and commercial bank, and used a comprehensive model compared the Chinese-foreign investment banks. Combining the induce and deduce method analyzed the model of Chinese investment banks, reality problems, causes, and solutions.Improving the legal efficiency of administration and increasing service quality can solve the problem of management, while the financial holding company can resolve the model of investment banks. Under Chinese dividing Operation system, the financial holding company model is a reasonable arrangement. That is why independent investment banks which cooperate on business and stock can enhance their competitiveness and strengthen risk control.