The Study Of Supervision System For National Government's Banks Before The Four Banks Combination Office Was Reformed In The Third Time And Later

The Central Bank , The Bank Of China, The Traffic Bank Of China and The Chinese Peasantry Bank are four national banks, Which are core of the financial system and lie in the most important situation during The National Government. There are a direct effect on the situation of finance if the management of there banks is position or not. The important politicians and financial experts of The National Government had made many designs to the state bank supervision system. It is a pity that these suggestions have not been to practice until the anti-Japanese war broke out.When the Anti-Japanese war broke out, the four Banks' combination office was found, which have supervised four national banks mentioned above, and become "financial central organization" by reforming in September 1939 and 1942. The National Government regarded the four Bank's combination office as the camp for supervising four national banks. That including instauration of the framework, the range of work, the management of provide a loan and staff. At the same time, the rules and policies have been found. Such as Management banks program in abnormal period and modification etc. The strongest supervision organization and well supervision measures make the finance stable relatively in the war time.After the war, In December 1st 1945, the four Bank's combination office has been reformed for the third. Henceforth, the range of supervision become little by little, instauration of the framework and number of staff become few .On the contrary, the framework and staff of four National banks become more and more large with the region controlled by The National Government. Which lead to weaken the supervision effect actually for four national banks .At the time, supervision bank measures of wartime have been abolished. Whether the treasury department management banks program published in March 1946 or the law of banks in September 1947, the range of management has not included four national banks. Supervision of The National Government was vacancy. The actual situation of the national banks after war indicate that the actually status go to an unstable space. Which aggravate the degree of inflation.Therefore, the article think that the third reform of The four Bank's combination office is a turning point of the supervision system of national banks, and is one of the most important reason which the finance system of The National Government break down.