Study Of Restraint And Intensifcation Of Our Nowadays Country's Finance

Finance is the core of the modern economic and plays more and more important and forerunner role in the development of economy. The reform of the finance system in our country rags relatively, which restricts the development of rural finance and even the economy of the whole country to some degree. Through three great reforms, our rural finance initially forms a financial structure that is on the basis of synergic finance and develops together with commercial finance and political finance. However, so far, rural finance is still in the seller market comparing with the other mature market, with the characteristic of financial suppression, such as: typical interest rate control,unitary financial products,financial monopoly and so on. The most important problem faced by rural finance of our country is the grievous financial suppression. Obviously, it is extremely realistic and urgent work to deepen the reform of the rural finance,make the system of rural finance perfect,strengthen the service of the finance.The topic unifies with the theory of "financial suppression and financial deepening" of American economist Mckinnon and E·show and derives the direction and breach of rural finance with tightly revolving the performance and the origin of rural financial suppression. From the point of the rural finance deepening, it brings forward the followings: transform the mentality, strengthen the idea that finance supports the agriculture and the view of innovation of finance, positively explore and perfect the new pathway that agriculture jot secures loan mechanism, impel the rural finance organization and market to the multiform and standardized development.