Study On The Model Of Rural Microfinance

The Microfinance appeared in recent years. If China wants to construct the well-off societycomprehensively, we must solve the problem of agriculture, rural areas and farmers. JILINprovince as an agricultural big province, the agricultural population occupies the majority, sothe most important work is solving the problem of agriculture, rural areas and farmers. Thecore problem is increasing the income of farmers. The Microfinance as an effective financingway in the developing area, it displays its function to the development of the rural economy,to the acceleration of farmers' income and so on.This article study Microfinance from the general principle, introduced the concept and thecomposition essential factor of The Microfinance, Compared the model of RuralMicrofinance in Bangladesh and Indonesia, introduced the present situation and the questionin JILIN province of Rural Microfinance.The text has six parts.Part one I present you the development background of Rural Microfinance, the researchgoal, and the method. Through the summary, I Analysis development tendency of RuralMicrofinance and the domain which the research still had to consummate. And from this, Iget the research content and the goal.Part two, I Introduce the concept and goal of Rural Microfinance. And union othercountries situations, I Introduce the three integrant part of Microfinance: Goal community,Credit operation and Organizations.Part three, first, I introduce the model of GB in Bangladesh, Summarizing the GB maincharacteristic, and then I introduce the model of BRI in Indonesia. I compare the similaritiesand differences of the petty loan on credit both in China and abroad so that I can extract theenlightens to our petty loan on credit from the successful experiences of the foreigncountries'.Part four First from many angles, I Analysis Rural Microfinance and traditional creditdifference, and then obtained the significance of Rural Microfinance, in the optimized creditassociation's fund structure, suppressed the countryside folk to lend money, advanced thecountryside industry and so on.Part five this chapter first introduces Rural Microfinance in Jilin Province's movementsituation at present, and summarizes the result which the peasant Rural Microfinance obtains, Then from sustainable and with the rural economy may the coordinative two aspects, Ianalysis the existence question of Rural Microfinance at present.Part six According to the question which proposed in view of the preceding chapter, I raisethe relevant ways in the following respects: credit system constructing, interest rate reformand credit environment improvement and so on.