The Approaches And Demonstrational Research Of Evaluating The Life Insurance Investment In Our Country

The dissertation begins with the basic theories of life insurance capital business and diagnoses the problem that lies in life insurance capital business and offers some proposals by Combining with the analyzing of internal and external investment of insurance fund. Combining with the characteristics of life insurance capital business and the conditions in our country, the dissertation brings forward evaluating approaches of life insurance capital business in our country from quantitative and qualitative angles originally. The author validates the veracity and feasibility of the evaluating methods by analyzing the investment of insurance fund of the four main life insurance companies in our country. With the development financial market, the managing principles of insurance fund are diversifying but security and profitability are the eternal principles. We should pursue in the investment yield, and also take the security and fluidness into account, and then evaluate the investment of insurance fund. The dissertation includes five chapters, as following:In chapter one, the author expatiates on the background, meaning of capital business, meanwhile, the author summarizes the relevant theories in this field and introduces the main content of the dissertationIn chapter two, the author dissertates the origin, characteristic, managing principles and investment channels of capital business, the problems that lies in life insurance capital business and makes some countermeasuresThe third chapter is the research of the evaluating theories of the investment of life insurance fund. The author analyzes the performance-evaluating and risk-evaluating theories of the investment of life insurance fund.Chapter four that is the demonstrational research of evaluating the investment of life insurance fund in our country is a core of this dissertation. First, the chapter evaluates the performance and risk of funds and stocks which the main life insurance companies owned. Then, according to the above conclusion, the author evaluates the performance and risk of the investment combination of funds and stocks that the main life insurance companies owned.Chapter five is the conclusion and suggestion part. By the analysis and compaction above, the author brings forward five strategic proposals for China life insurance fund investment.