| China Post Saving bank will establish recently as a real bank. It is very important to enhance competitive capability, improve the management process, control credit risk and market risk by implementation of porformence management system in the complicated and drastic competitive banking environment.By analyzing the local competitor and refering to the best practice in the international bank, acquire the mainframe of performance management system for China post saving bank. The key factors for banking performance system are as following:Firstly, The core factor in the performance system is the value evaluation. Secondly, It must involve the risk factor. Only performance adjusted by risk is the real performance. Thirdly, The cost in the bank include three kinds:operation cost, capital cost and fund cost. Performance ingoring the mostly part of the capital and fund cost is not accurate. Fourthly, the performance system must display by multi-dimension, including: branch, dep,customer, account manager, product and division etc.Based on the main frame of performance, I give the total IT solution for performance management system, including:ERP CRM BSC DW. Especially the RM (risk management system) FTP( fund transfer pircing) PA (profitability analyzer) and BP(budget planning)In the last, I give the implementation roadmap and the key point of implementation. |