| Automatic Teller Machine (ATM) as a window for banks to provide more efficient and convenient services to customers, efficient and effective self-help approach. has already been widely recognized by domestic financial institutions and their customers, especially those located in hotels, shopping malls, ATMs in supermarkets or fuel systems which allow customers to the so-called preliminary understanding of all financial services. In China> in particular, to facilitate the financial self-service bank still has enormous growth potential. The financial services industry is unique in ATM relax, need to meet the needs of users on the basis of the banking revenue maximization. Actually fit in the selection process, banks and ATM unreasonable distribution, the density of some very large regional ATM points. This is very easy to increased competition, resulting in low efficiency. Some regional financial networks and the density is very small, some large banking networks in some regions there are gaps, This can provide a better service to clients. How reasonable and effective way to ATM networks set up a bank of problems that need urgent solution.Sitting should consider the regional ATM evenly distributed, taking into gold to the regional elections, that the networks to be set up in the main streets and major shopping street consumption of the region. In the selection process, the actual operating conditions of the binding site is not difficult for us and quantitative description of the difficulty. Constraints related to the region's natural, geographical, cultural, social, economic and other factors. These factors can be used to describe both the spatial information as well as references to the space under the information is difficult to do, Comprehensive information on the analysis and simulation is always a bottleneck. However, with the development of computer technology, especially the GIS (Geographic Information System), To solve these problems with a scientific means and viable solution.This paper summarizes the theory and method of the selection of commercial bank outlets, and the theoretical basis for the development of domestic bank outlets site. a new research approach (1) the use of GIS vector data, and analysis of remote sensing data stack, realize the visual location visualization; (2) ATM point of spatial query (3) location of specific regions to take four steps, First, through regional aggregate demand model, the statistics ATM shortage of the study area; Then identify specific regional selection model in which area planted, an area used to determine location choice model GIS spatial analysis of the buffer zone analysis, network analysis, pre-arranged ATM suitable for the location, finally, Application point model for the relaxation of the ATM address comprehensive assessment, thus providing a scientific basis for the layout of ATM points. |