Study On The System Risk Of Credit Management And Technical Measures

Joining WTO successfully has made commercial banks to face with de foreign competitors and the higher rate of unhealthy loans.They are urging for quantitative risk management measures that are suitable for Chinese situation and easy to be used.This dissertation particular introduce the methods of evaluate standard of corporation credit and the main decision-making flow and management after loan of the agriculture bank of china. By focusing on the analysis of risk actuality and inside and outside circumstance of our commercial banks ,this dissertation releases the methods of improvement the management actuality inside of the agriculture bank of china.Basing on the particular analysis of actual cases, this dissertation set forth the influence of management policies of banks on the credit risk of banks. Indication that the banks must improve its credit culture and perfect its credit policies and rules.