The Research On China State-owned Commercial Banks' International Operation

Banks'international operation is an ultimate trend in the reform and development of banking industry over the current world. As China is drawing near Post-transition Period of accession to WTO, state-owned commercial banks, which account for an absolute proportion in our financial industry, are bound to be confronted with the new situation of integration with international financial market and execute business internationally. Based on traditional derivative theories of commercial banks to operate internationally, retrospect of international development of overseas banks'international operation, combined with international operation history and current situation of our country's state-owned banks, this paper puts forward strategies for international operation, that is, conducting a perfect market access study of targeted country, advancing ladder likely in term of territory, following the prescribed order in terms of organizing means, improving in proper sequence in terms of product strategy, this paper puts forward to construct internal risk control system and strengthen home country's regulation on overseas institutions, advance process of commercial banks'international operation.