Research Into The Problem Of Supply And Demand Of Rural Finance In Xinjiang

China's agriculture-rural areas-farmers problems are related to the national economy and social development and modernization of the major problem, but also the focus of the society. However,agriculture and rural economic development from funds, and funds must rely on the development of rural credit and support. Based on agriculture for Xinjiang autonomous region, agriculture, especially the development of rural economy and economic prosperity in xinjiang has very important significance. Our current situation is farmers, rural and agricultural objectively require capital investment, and the actual situation of capital investment in rural credit supply and demand in the contradiction. Whether instate-owned commercial bank of business financial institutions or rural cooperative financial organizations in rural credit funds of the supply management has a lot of problems. On this basis, We should study the actual situation of Xinjiang widely, proposing optimization xinjiang rural credit funds of the equilibrium of supply and demand.This paper firstly summarized rural finance and rural credit problems,introducing the rural financial and rural credit related theory and the developed countries and the developing countries in solving the problem of rural credit and practice experience. Combining the actual conditions in China and the urbanization process, the development of rural credit mechanism in China's reform, promote the further development of the reality greatly improved. Then on the basis of xinjiang by the analysis of the status of rural credit supply and demand situation of rural credit in xinjiang, the supply and demand of rural credit in xinjiang is imbalance. And analyzed in Xinjiang is due to the credit environment of financial institutions, its operation efficiency of the rural credit supply and demand in xinjiang. To promote the balanced development of rural credit supply and demand of xinjiang, some thinking is to establish the credit supply system, and strengthen the government in the supply of rural credit support and improve credit guarantee mechanism.