| Along with quickening the construction in Northeastern rust belt of Jilin province and deepening the concept of industry cluster constantly, taking transport and communication trade for example, the industry cluster of entire car manufacturers and components suppliers plays a irreplaceable role in local economic developments and withstanding financial crisis. Recently, industries of landification, grain processing, photoelectricity and telecommunication and biological medicine in Jilin province are becoming intensive and large-scale. On the primary stage of clusters to take shape, it's very important that funds can keep up with the clusters construction. But because of problems such as the credit systems of the inside enterprises being less healthy, indirect financing costing too much, financing channels for such enterprises being in simplification and so on, it comes into the tight position that financial demand exceeds its supply in Jilin province. And that obviously contradicts enterprises'healthy and rapid developments and their expanding reproductions.The ample capital is the essential agent of production, especially for the industry cluster, the colossal industrial chain. Sustaining and stable financial support is a prerequisite to guarantee the normal operations for enterprises within clusters, but irregulary financing capability in clusters of Jilin province is not only the principal factor to restrict clusters'further developments, especially a balk that must be cleared away if Jilin province's economy goes to soar. Financing difficulties of industry clusters in our province mainly embodied in financing mechanic morbidity of the capital market, less benefits of stock right financing, simplification of financing channels, no difference of services provided by finance institutions, higher mortgage discount rate, unevenness of local distribution in financing supports, different capabilities of entrprises'credits, mispairing of financial credit resources, lack of standardization of nongovernmental debit and credit, imperfect credit system and so on. So the article centers on how to provide financial supports for Jilin province, analyzing financing difficulties'causes of formation systematically on the basis of summarizing the existing theories and practical experiences of corporate finance. It provides some practical referenced proposals to the industry clusters represented by haulage plant manufacturing in Jilin province, looking forward to being of some help to heal this financial chronic disease.The article begins with basic theories of enterprises'financing, and finds out theoretical foundations that meets traits of financing in industry clusters of Jilin province from western economics such as Modigliani-Miller theory, Pecking order theory and Motivation theory and so on; By related data about haulage plant manufacturing financing and macroeconomic operational aspects of Jilin province collected from statistic yearbooks and websites, it discourses practical situations of cluster developments and financing separately, and finds out both existing shortcomings, and thereamong, analyzes causes of formation of clusters'financing difficulties in depth; In addition, according to province's real economy operations, it selects some financing channels and models that are existing and comparatively suitable, and evaluates them by data; by referring to American, Germanic and Japanese financing experiences, it provides solutions and proposals in credit line, financing channels and finance services for this financing predicaments in aspects of government, banking financial institutions, non-banking financial institutions and the cluster itself. |
