Perfect Research Of Rural Society Endowment Insurance System Which Is Leading By The Chinese Government

The endowment insurance is the main component of social security system, meanwhile the perfection of rural society endowment insurance system is an important aspect of endowment insurance. At the present stage, the academic has reached the basic consensus about the establishment of social endowment insurance in China's rural areas and thought that the establishment of social endowment insurance in rural is helpful for the construction of harmonious society in our country. However, different scholars from different angles construct the different implementing-modes according to the characteristics of social endowment insurance in rural which developed isn't balancedly, and rural society endowment insurance also met with the new problems which were different from the urban basic endowment system in the actual operation process.The paper argues that it is to play the leading role of the government in the establishment and consummation of rural social endowment insurance in China's rural areas in the current economic and social conditions, and the basis of the analysis models of rural society endowment insurance which the domestic scholars put forward. The paper analyzed in four aspects:First of all, the paper definites the connotation of the rural old-age system theoretically, and determines the subject of the social endowment insurance system in rural. The paper expounds the theoretical basis of the rural society endowment insurance system in the persectives of the public administration and public finance and so on.Next, the paper makes a comparative about the foreign endowment insurance modes, and mainly introduces the differences and similarities among the social insurance type, the national welfare type and the compulsive deposit type. Its purpose is that we can learn the useful experience to perfect the government's leading rural society endowment insurance system.The third, the paper combs the development history about our country's rural social endowment insurance system, and mainly emphasizes the problems what is lack of government responsibility that it deeply improves what is the society endowment insurance system.The last, there are the main ideas that the government will adopt five aspects to establish and perfect the rural society endowment insurance system of the government leading. Firstly, the government has the leading responsibility in order to assume a complete coverage of rural society endowment insurance;secondly,establishing the legal system about the rural social endowment insurance;the third, the governments should strengthen the public financial investment;the fourth, setting up the operation mechanism of the pension which must be regulated by the governments; the last, the governments should play the functions which are the organization, the propaganda and guiding in order to accelerate the consummation of the rural society endowment insurance system.