The Nei Monggol Autonomous Region Rural Credit Cooperatives Credit Risk And Its Prevention Measures

In today's economic and social development, an increasingly prominent role of financial institutions. In our region, in support of rural credit cooperatives "agriculture, countryside and farmers" production and life based on financial needs, but also for the healthy development of local economy provided strong financial support. However, with the deepening of reform of rural credit cooperatives, credit risks faced by their growing appeared bad credit assets and bad assets ratio also soared, becoming one of the health challenges in the development of rural credit cooperatives.Development of rural credit cooperatives credit business to achieve a virtuous circle, it is necessary to adapt to new situation and new requirements, market-oriented, to benefit as the Center, and strengthening the management of credit risk, operational risk and market risk, improve credit assets quality, promote the healthy development of rural credit cooperatives.Mainly for rural credit cooperatives credit risk and credit risk, operational risk and market risk, and mostly the internal factors of non-performing loans and combined effects of the external environment. As an independent business, self-financing, self-regulation of the financial enterprise, height of the existence and development of rural credit cooperatives must profoundly understand the importance and urgency of risk control, improve risk awareness, in particular in such areas as institution-building, institutional innovation, system update strengthen credit risks management, effectively avoid risk and maximum inhibition risk...