PC Insurance Company Risk Management Study

Economic globalization, regional integration trend, the government, enterprises, individuals, particularly as the main body of market enterprise paid more and more attention to the risk management. Enterprises are facing many risks, these presents or potential risk to a large extent is legal risks Or will take legal risk forms reflected. pc insurance Co. encounter drawn-out group litigation, CHO companies faced shareholder class-action lawsuit and related criminal charges and other cases to make more and more attention to legal operators, managers the importance of risk management. Constructing scientific and perfect legal risk management system is China's modern enterprise of urgent need.The theory instruction practice, practice rich theory. This paper introduces several popular in risk management theory and compares the advantages and disadvantages of legal risk management, it is concluded that the overall risk management for legal risk management.This research focuses on the Lean reengineering scheme design and implementation. Based on PC insurance company is faced with legal risk analysis, this paper summarizes the management problems, puts forward urgently need to reconstruct the company legal risk management system.Then with comprehensive risk management theory to the legal risk management system design and the concrete implementation steps of planning.This scheme includes management principles and objectives, risk control organization structure and the legal risk management process, the management system of monitoring. For the implementation of this system proposed organizational management recommendations, respectively is company's risk cultural cultivation, the company risk preference and risk tolerance detennination, the implementation of the regulations and members of the organization and equipped with. In the final analysis, the implementation of this system should avoid the pitfalls.Comprehensive risk management core is to do comprehensive management, whole process monitoring, participation, the goal is to strive to do all beings legal risk awareness, business behavior in preventing risks. Study and research of comprehensive legal risk management to enhance China's insurance industry to resist the ability of the risk, increase the competitive advantage has a positive practical significance.