Research On IT Risk Management Framework And Risk Control Tactics In The ATM Operation

While ATM transaction system and ATM operation has its unique risk features, much attention will be paid by commercial banks'ATM business function, IT service management function, IT risk function and internal audit function to consider how to conduct risk identification, risk control, risk monitor.First of all, this article reviewed ATM operation business and IT technology,then a discussion was conducted including the following issue:IT risk type,IT risk factors in ATM operation, the necessity of risk management. Furthermore, the article attempted to establish a IT risk management framework in ATM operation business including apply object, main problems, and proceed principle. On the basis of the framework,the article used charts to illustrate the control objectives for risk management organization, the basic process of risk monitoring and other key tactics. Finally, on the basis of the previous attempt,the article proposed a service-oriented commercial bank risk management monitoring solution to help staff use the ATM operational IT risk monitoring system solutions.Generally speaking,The article was aimed to establish an effective IT risk management ATM operations framework, a complete set of risk management tactics and risk monitoring systems.