The Financial Risk Control Research Of Medical Mutual Insurance Project

In a complex market economy environment, the financial activity is in a great uncertainty, which can give businesses the proceeds, or the enterprises may suffer. This enormous uncertainty, we call risk, and financial activities of the risks associated with the operation of enterprises will tend to cause many problems. At,present, the globalization of the financial crisis continue to spread the risk of beginning to infiltrate into the financial industry, real estate, import and export and other economic activities in all aspects of life. Macro-economic situation to the enterprise from external risks, such,as failure or delayed response, enterprises are likely to be external to the internal development of the risk of greater risk. Enterprises as the mainstay of the market activity that failure to take effective measures to control the financial risks and prevention, it is possible to make itself into a dangerous financial difficulties and eventually bankruptcy. Financial risk of their own have a comprehensive grasp and actively use of appropriate methods to control the financial risks of each are seeking long-term sustainable development of the enterprises must take action.Chinese Mutual Aid Association Insurance workers are organized by China Federation of Trade Unions to engage in trade union co-operation of the insurance for the main contents of the national society, its major lines of business are self-employed workers, on a voluntary basis to participate in activities related to workers health, aging, sickness and dead, injured and disabled disaster or accident, injury, such as the special difficulties of the activity of Mutual Insurance. Mutual Insurance originated in the mutual aid society to protect, are the range of social insurance and commercial insurance between characterized by a form of insurance. It is a voluntary union based on common requirements of funding organizations in order to seek their own interests for the purpose of a lower premium, high security as the goal, according to the modern mode of operation of the commercial insurance members to implement a democratic form of insurance economy. At the practice of long-term process, the mutual insurance society,'on the one hand to complete the task of public welfare, on the one hand but also to ensure that the preserve and increase the value of insurance funds in order to protect the basic fights of workers, increasingly concerned about the beginning Mutual Insurance financial management, financial risk management an important aspect of management is also causing more and more the importance of projects for the mutual insurance financial risk analysis"and identify appropriate control measures are necessary.Mutual protection of medical workers by the Chinese trade unions are mutual insurance developed to meet the basic medical insurance system to ease the trade union due to economic difficulties caused by the disease for the vast number of insured workers is more effective to provide welfare and security. After the introduction of the project for the insured workers in Qingdao effective ways of dealing with a lot of questions, played a positive role in social security, resulting in a lot of social benefits. However, as market competition intensifies, management requirements and continuous improvement, mutual insurance in the long-term development projects were also found in a series of questions, which makes mutual insurance also faced with the beginning of the urgent need to address a variety of financial risks. Improve the project in order to better ensure the long-term sustainable development projects, the financial risk control of project is essential.