| The paper tries to discuss the function of the Post Saving Bank (PSB) in China. The function targeting of the PSB means to seek for the potential customers group, business scope and so on. From the historical and current perspective of the post saving business, the paper points out that on the initial development stage, the PSB should be recognized as a specialized commercial bank focusing on particular banking business. After acquiring experience in commercial banking industry, the PSB could expand its business activities to full service banking. In doing so, the PSB could manage its risk in a prudential manner. The Paper concludes with the finding that in near future, the PSB should also conduct other commercial banking business supervised by the Commercial Bank Law and the Corporation Law in China. |
