The Analysis Of Banking Supervision Validity And The Study Of Countermeasure

The finance is the modern economy core. Along with the financial globalization as well as the economic integration, the financial development and the change like today equally to a country's economy, politics, the social life has not had so profound nfluence. Since the 1980s, economical relation between the national have been more and more close, the economical reform and the opening have brought the huge benefit for the various countries, impelled the various countries' economy development, promoted the financial reform, but also increased the financial system unstable factor. Strengthens to the financial organ surveillance management, maintains the entire financial system the security and is stable, has become the various countries' government, the finance regulatory uthority mutual recognition. But the bank is occupying the pivotal status in the financial system,Without doubt, strengthens the banking industry supervising and managing is the most important.Since 20-year reform and opening, we have made great progress exercising banking supervision. From mixed suervision to divided supervision , from pure rule-auditor supervision to cautious supervision which regards avoiding the financial risk as the core ,all of these scribes that banking supervision is heading for the scientific, legal ,normal orbit gradually. According to joinning the WTO, The financial industry will face the larger impact with challenge, requesting the banking supervision to take charge of efficiently moving with the heavy responsibility of the international competition ability. Therefore, beginning with the analyses of validity banking supervision ,this paper makes an attempt to devised a valuation systems. According to the valuation systems, the writer makes positive analyses of banking supervision validity and makes a conclusion that the level of effciency of bank supervision in China in the past 20 years. Furthermore, a series of revelation is obtained in contrast with the validity of banking supervision in the United States,Japan and Hong Kong. Finally,the paper puts forwards some corresponding countermeasures from three aspects such as improving the ability of bank supervision department ,boosting up the banks ability of bosom cortrol, builduping a harmonious circumstance of banking supervision and suggestion.