The Financial Credit Institution Research Of An Enterprise

The modern market economy is the credit economy in some extent. In the modern market economy, relationship between commodity and currency has been highly developed, the economic activities is provided with the basic economic characteristics of expansionary moves and every department with every link of economic activities is woven of the complex relationship between creditor debt, permeated with the credit factors. However, the financial credit is seriously deficient in our country, and it twisted the market signal as well as the normal value judgment seriously, increased the transaction cost, and destroyed the social convention, so that the problem has become an obstacle to our economic development. Under the new economical situation, how to holds the opportunity to set up a scientific and effective finance credit institution which is conform to our country Enterprise characteristic becomes extremely essential and urgent. Therefore, the research of financial credit and try to find solutions to the institutional arrangement has a significant theoretical and practical significance. The study attempts to draw on Western economic theory and practice of reasonable factors, from the perspective of the economics of credit for how to build our financial credit system analysis and exploration.This paper consists of five parts. Starting with the analysis on the domestic and foreign research, point out the what issue is sill not researched must be solved at once by using the literature analytic method to study and the solution question. Then, define the financial credit and the finance credit institution by considering the meaning of financial credit and financial credit system for the composition of expression. In this foundation, foster and provide a financial credit system functions and balance system has provided a theoretical basis for the building of the system with the help of analysis tool of financial credit institution. According to the principle of theory combine practice, analyze the causes of a crisis of credibility from our historical and cultural background of the transition period. Finally, set a model to an intermediary, from punishment mechanisms, such as credit rating mechanisms to strengthen national financial credit system. Besides, strengthen internal financial management system through: the management of the clients information, customer credit policies and accounts receivable management, credit enterprises.