Credit Risk Analysis On Foreign Trade Enterprise And Research On Its Management Strategy With The Trend Of Open Account

With the world economy incorporating continuously, the buyers' market has already come into being during the universal trade. At the same time, the ways of export competition have been various. And the degrees of competition has become deeply. So the exporters can't meet the demands of competition completely only depending on the merchandise advantage. Usingcommerce credit in business------account open to further strengthen the competition, whiletaking effective measures to keep away risk, has already become the common way in most of the developed country.Modern market economy is credit economy on earth. Credit risk management is the core of the modern enterprise management, and one of the necessary factors that the enterprises can exist and develop. However, the weak credit system in our country at present is still restricting the health and steady of economy development. Furthermore, the inferior enterprise credit management level weakened the ability of international marketing competition. In our traditional enterprise management models", the management activities of interior and between them were constructed on the country's plan and administration control, and the system distorted the enterprises' credit relationship on the whole. After entering the market economic system, foreign trade enterprises will face a more severe problem, that is, basic management is so backward that couldn't adapt to the request of the international buying part and credit economy, which debts in arrears as well as accounts receivable had already become to be the bottleneck. Being in arrears reflects the credit risk. It is originated from the exterior environment and the interior management, which the interior management plays the key part. Too much enterprises accounts receivable related directly to the backward management and the weak credit risk defending ability itself.This article discusses about just as the trends of open account, how the foreign trade enterprises should do that defense and management the credit risk effectively. It also systematically elaborated the theory about credit and credit risk management, analyzed the existing problems about interior present conditions in foreign trade enterprises, consulted thetheory and the models of the enterprises in the developed countries, and raised the strategy. Furthermore, it taken the characteristic analytic model and working assets analytic model as the core technology, established a model that.adapted to the management of foreign trade enterprises in our country.