The Study Of Avoiding Contribution In Old-age Insurance In Our Country

Avoiding contribution in our country with the old-age insurance system set up and perfect course new phenomenon appearing, they are reason and result why the basic old-age insurance system is implemented by force too. It is an important content in the management of the old-age insurance to avoiding contribution, Restrain transformation cost , empty account and fund person who make the investment important factor of issue from, and concern the realization of the balanced goal of the dynamic financial affairs for a long time of old-age insurance directly. With the enlargement of the coverage of old-age insurance in our country, but the taking over rate of the pension insured fund drops year by year, Enterprises in arrears with the pension are getting more and more, the back fund is larger and larger in figure, avoiding contribution is threatening the foundation stone of the old-age insurance seriously as developing country of great majority. Avoiding contribution make old-age insurance fund income well below fund pay the demand a large number of, old-age insurance system is undertaking the enormous financial risk to support parents, the system faces the predicament. Meaning that study lie in we can from is it escape from experience of country of fee draw the lesson seriously to take place already, prevent trouble before it happens, offer abundant consideration while designing the basic old-age insurance system and operating this system, it is unlikely to follow the same old catastrophic road.This thesis divides four chapters altogether. Chapter one explained the payment crisis of the old-age insurance fund of our country, has pointed out clearly that it causes the aggravating of this kind of crisis to avoiding contribution. Chapter two analyzed in detail from two respects of enterprise and worker separately that escape from the phenomenon and reason of the fee in old-age insurance, point out government's defect in designing the system and management has facilitated the emergence of this kind of phenomenon. Chapter three analyzed the negative effect of escaping from the fee, has mainly directed against the basic old-age pension system and economic influence. Chapter four proceed from the reality, put forward one's own policy recommendations, propose improving the system design mode of the old-age insurance , cooperation improving the management style of the basic old-age insurance system and relevant policies.