Study Of Financial Stability Evaluation And Application Analysis

The financial reform and opening up pace of our country are accelerating constantly, and the financial operation is basically normal, but due to the factors influenced finance are numerous, so the potential risk of the finance industry of our country has the tendency of increase.. In general saying, the possibility of financial instability is long-term existed. So carrying out an overall assessment to the stability of financial system, is one of the important foundation works to judge financial situation correctly, dissolve financial risk in time and effectively maintain the financial stability.On the foundations of putting forward the recognition of financial system stability, this dissertation summarizes the related research results in the aspect of financial stability theory, financial crisis theory and financial stability assessment. On the analysis basis of the overall situation of the financial stability in our country, it refers the dominant factors affecting financial stability of our country including: the stable operation of the macro economy is the important prerequisite of the financial stability, the foundation of the financial stability is a perfect and sound financial system, and the financial structure determines the intrinsic stability as well as some other factors needed attention of the financial system.This research constructs a set of measurement indicator system that suits our national conditions, including a series of macroeconomic stability indicators and micro synthetic caution indicators, and then obtains the weight of each assessment indicator. The dissertation also makes a positive analysis on financial stability of our country by using the fuzzy identification integrative assessment model, and the financial stability composite index of year 2004 is 41.98. Then it makes the corresponding analysis to the recessive and unstable results of the finance of our country. The financial stability of our country is mainly determined by the overall stable operation of the macro economy and micro financial system, and also some other factors which influence the reversal of capital flow and banking crisis. Therefore, the financial stability assessment is a system engineering, which is needed to be changed with the development of economy.