The Selection Of Pension Insurance System Diversification In Economic Transformation Period Of China

Since our country is being in the period of economic transformation, the essay first expatiates on the evolution process of pension insurance system from the angle of the changing relationship between individual and governmental responsibility, and pension insurance idea in the West and our country. Then, with the analysis of western pension insurance system transferring from a "special"pattern only for industrial laborers to a "general"pattern for the whole society, as well as of today our country's economic and social situation and the shortages of the running practice of pension insurance system, it comes to a conclusion that it is essential to diversify the pension insurance system during the time of the economic transformation. Finally, on the basis of the survey of different needs on pension insurance from the different laborers, it brings forward three different imaginations of the construction of the pension insurance system. The whole essay covers five parts: The first part is the summary of the whole essay, and it prepares for the successive writing. The second part expatiates on the development, the reformation and the idea of pension insurance system. Through discussing the changes of the individual and governmental responsibility, the concept of equity and efficiency in the different developing periods of pension insurance system in the West and our country, the essay points out that it is essential to consider how to partition the responsibility of the individual and government properly and how to measure the weight between the equity and efficiency in the construction of pension insurance system. The third part analyses the inevitability of pension insurance diversification during the economic transformation period in China. Through the analysis of western pension insurance system transferring from a "special"pattern only for industrial laborers to a "general"pattern for the whole society, as well as of today our country's economic and social situation and the shortage of the running practice of pension insurance system, it comes to a conclusion that it is essential to diversify pension insurance system during the time of the economic transformation.. The fourth part attaches the high importance on the construction of the diversification of pension insurance system. According to laborers on various occupations, the essay partitions them into three types: formal employees, informal employees and farmers. Through the analysis of the different demands on pension insurance of different laborers, the essay put forward some constructive imagination separately. Finally, the essay points out the main conclusion and some shortages of the research.