The Design And Implementation Of A Banking International Financial Anti-money-laundering Blacklist Searching System

The countries in the world and the international community's anti-money laundering practice have proved that a modern banking system has become the main channel for money-laundering. With the development of economic globalization and with more and more international money-laundering activities by developed countries to developing countries and emerging financial markets. The using of the rampant activities of financial institutions for money laundering is increasing. Construction of the financial sector is the anti-money laundering mechanisms. It is in order to safeguard our country's urgent need for financial and economic security. An effective anti-money-laundering activity in China's banking industry safeguard the country's economic and financial security, and upgrade our country's international image that it is of far-reaching significance.Money-laundering blacklist retrieval system is developed on the basis of the head office of SWIFT message processing system, and head office foreign exchange settlement system. Adoption of anti-money-laundering blacklist retrieval system projects can realize automatic entry blacklist customers and automatic selection function. Automatic Recognition of the foreign exchange and remittance transactions for real-time and non-real-time monitoring and analysis of relevant statistical report form can help Bank of China raise the level of electronic anti-money laundering work and can further strengthen the anti-money laundering regulation.This paper briefly reviews the anti-money-laundering system in the international financial banking source of background and status. It is study of the "anti-money-laundering blacklist of the international financial system design and retrieval technology", including the system architecture design, the key technology and the external system interface. Analysis of the typical design of the structure to provide a viable anti-money-laundering blacklist retrieval system design, and provide an effective means for Bank of China's implementation of anti-money-laundering policies.Money-laundering blacklist retrieval system has features, such as, a large quantity of anti-money-laundering blacklist data, and complex search rules, and high real-time processing. The system uses a shared memory and than to the engine and word search and other technical parameters of diversity. It improves the efficiency of the treatment system. It is systems to meet the harsh requirements of large trading volume. System can achieve the desired results, reflected in the efficient handling efficiency: blacklist system each time you retrieve a search string of not more than 0.1 seconds so that it can meet the real-time nature of the transaction. High accuracy: if you search information which it is in the blacklist .The system will not miss out. Controlled Retrieval System blacklist of error: if the information is suspected results of the blacklist, it out the blacklist is a small probability. So it can reduce the operational workload of staff confirmed the review, and can improve the blacklist automated processing. So it can improve the efficiency of system.By using the system, bank can introduce the search function of the system to prospects teller system. It can make the staff of the bank filter sanctions institutions or individuals. By using the system, It can make all agencies of the bank pay close attention to money-laundering through high-risk countries and regions, high-risk customers and high-risk business. All agencies of the bank can know and prevent suspected other institutions and individuals for money laundering, terrorist and financing weapons of mass destruction using any financial services of the bank. The system efforts can to improve anti-money-laundering construction. It can prevent the bank from being used for these illegal activities.The system is used in many head office and their large national networks and the results are gratifying.