A Comparative Study On Financial Supervision In Real Estate Market

Financial crisis under the background of financial regulation law is the core research in recent years capital market change. Under the influence of liberalism ideological trend, excessive relax regulation finally led to the2008outbreak of the subprime mortgage crisis sweeping across the whole world is in a very short period of time. Force of the financial crisis, the extent of influence is unprecedented in history. With particular attention to is that the financial crisis associated with the real estate market, its in real estate market, and along with the expansion of subprime loans and eventually pernicious all over the world.Scholars at home and abroad under the background of financial crisis analysis, focuses on the cause of the financial crisis to spread research and financial regulatory legislation, but the study of real estate financial regulation does not see more. The author try to compare the view, on the one hand, to the financial crisis as the time node, compared to European and American developed countries, particularly the United States in before and after the financial crisis on the real estate market of different financial regulatory policy; On the other hand, different present situation and the contrast of Chinese and foreign real estate finance system, to China’s real estate financial market stability.This article mainly divides into four parts. The first part, mainly introduces the connotation of the financial crisis and the real estate market, and focusing on the analysis of the financial crisis and the real estate market association and the impact of the financial crisis. The second part mainly focus on analyzing the connotation and extension of financial regulation, analysis the purpose of financial regulation, subject, object and method. The third part, based on the financial crisis under the background, compared before and after the financial crisis, Europe and the United States financial regulatory legislation changes and different policies on the real estate financial regulation. The fourth part focus on the analysis of China’s current real estate financial regulation and hidden danger, draw lessons from European and American advanced ideas, financial regulation at the same time puts forward his own Suggestions and views.