The Research On Encrpytion In The Systems Of Electronic Payment Of Bank

As the fast economic development of our country bank settlement business has been quickly raising.Bank Eaccouting Networking Nowhere limitation deposit and withdrawing, and accounting on time have been brought convenience for people's life.At the same time, the development of electric technology(especially digital technology) provides forceful condition for forging bank bills.For some gorged bills are almost like the true ones, they can not be distinguished from the truth .Defrauding cases often happen and endanger bank and customers' capital safe. In order to stop such cases, we develop the coding system of E_payment. The system is made of E_payment cipher and bank checking software. The system used to protect bank and customers capital safe has practical meaning.At present in our country many city banks use computer network settling business. Any accouting terminal of each branch in the same city can account on time according to present remaining sum.But it is difficult for computer to finish quickly and conveniently settling business to reaching Nowhere limitation deposit and withdrawing because one counter can not quickly and accurately confirm all bills legal or illegal. So an important task developing a safety and reliable quick and convenient E_payment coding technology confronts financial and scientific circles.Based on that , we have developed the coding system of E_payment. The system adopting the principal of code can produce a set of tendigit number codes checking the bills true or false. Basically economic Loss can be avoided from false bills and obliteration of bills . And the system provides the important prerequisite for bringing about nowhere limitation deposit and withdrawing for enterprise business in the bank computer network.The coding system of E_payment has been trying out by Hunan Provincial Construction Bank Changsha Branch , Fujian Provincial Construction Bank zhengzhou Municipal Construction Bank . Changsha Municipal industrial and commercial bank for half year. It has been well accepted by customers and banks , And it has produced good social efficiency.