Agricultural finance has a promotion to agricultural economy development. After World War II, the agricultural finance system in China Taiwan province set up in the process of agricultural reconstruction and made important contributions to the agricultural economy development. Credit department of farmers'association as agricultural finance grass-roots organizations closely linked with the farmers' agricultural production, played an irreplaceable role in promoting agriculture economy development and helping farmers to become rich. After 60 years'development and changes, credit department of farmers'association has become the main institution in agricultural finance system and providing effective financial support for agricultural economy development. Currently, agricultural economy of China mainland is in a stage of rapid development and the agricultural finance reform efforts in the exploration stage. How to draw domestic and foreign successful experience in the development of agricultural finance for the promotion of China's agricultural financial reform has a positive and practical significance. Therefore, this thesis selects Taiwan's credit department of farmers' association as study object, expected to provide some reference and inspiration for China mainland agricultural finance reform.At first, this thesis analysis the credit department of farmers'association's development process, functional status and operating mechanism to understand its nature and structure. On this basis, then explore its role in the development of agricultural economy and the historical background and intrinsic motivation of its establishment and development. Through analysis of these aspects, the article concludes that the credit department of farmers' association as grass-roots cooperative financial institutions closely with the interests of farmers implements democratic management and democratic decision-making in its operation and its business compatible with other department of farmers'association to ensure that funds can be use for agricultural production safe and effective. These are the inherent advantages of credit department of farmers'association. Meanwhile, The Government take credit department of farmers'association as an effective tool of social control, so afford it strongly policy and finance support. These are the external advantages of credit department of farmers'association. These two advantages are the important reasons for its sustainable development.This thesis through research of credit department of farmers'association to understand the advantages and disadvantages of Taiwan's agricultural financial system and learn the experiences and lessons of financial support for agriculture to provide a reference object for mainland China's agricultural financial reform. The author obtain three inspirations from the study:First of all, we should explore development grass-roots cooperative financial institutions in the process of mainland China's agricultural financial reform; Secondly, we should establish a full-featured farmer organizations to support the farmers production and business activities; Finally, we should speed up agricultural finance legislation to establish an independent and comprehensive agricultural financial system. |