On Legal System Of Commercial Bank Takeover In China

The financial industry is the core of modem economy and the banking industry is the core of finance. The banking crisis threatens not only to the bank's own survival and development, but will also affect the whole economic circle and social stability. In order to salvage the crisis banks from predicament and reduce the potential hazard, many countries have taken various measures to save them. Takeover is one of these kinds of measure, which means some necessary steps used by banking regulatory bodies to the crisis bank to restore its normal operation and protect the interests of depositors. However, comparing with foreign takeover systems, there are still some disadvantages in China, such as some unreasonable and unscientific points in the process of system building, in particular is the strong executive color. Thus this dissertation discusses how to perfect our country's commercial bank takeover system as the following four parts:The first part is that the commercial bank takes over fundamental theory. First of all, introduce the definition and characteristics of takeover. Secondly, analyze takeover system and related systems, dissert its function and types. Finally, expatiate on the system theory basis in the economy and law value perspectives.The second part is that the oversea commercial bank takes over inspection and analysis, contains the applying of legislation and specific provisions.The third part is that the commercial bank takes over the current situation and existing problems in China by examining takeover practice.Part IV is how to make our country's commercial bank takeover system sound. Pass the comparatively what be gained enlightenment takeover system to overseas commercial bank. the author put forward some recommendations on the standards of takeover, choosing the takeover body, relief measures in the takeover period, takeover applicant, Takeover procedure and other relevant procedures.