The Protection Benefit Of The Third Party According To The. Liability Insurance

As an insurance developing from common property insurance , the remarkable specialty of the liability insurance doubtless is its character of the third party. The liability insurance exists on the basic of compensation claim of the third party to the insurant.With development of the liability, the liability insurance has a developing trend that it attaches importance to protect the benefit of the third party .As a response to this trend, the papers arrange systems for the protection benefit of the third party according to the liability actuality of China and international research fruit: the third party should be endowed with direct claim. moderate enlarging the scope of the compulsive liability insurance is imperative under the situation.We should found and perfect the social relieving fund for it is the effective measure of protection the benefit of the injured.In a word, as a comparative young kind of insurance, the liability insurance is born out of traditional insurance that is to compensate for loss. This kind of insurance is developing toward protecting the benefit of the third part, so researching the problem of protection the benefit of the third part has important realistic significance.