Research On Transformation Of Local Government Functions In Municipal Commercial Banks

China's municipal commercial banks reform is inseparable from the effective participation of local government, local governments have constantly adjust the goal of reform, development of a series of policies based on realistic measures to carry out macro-guidance, in order to create a suitable system for the development of municipal commercial banks and market environment played an active role. However, the reality of local government in the municipal commercial banks in the development of functional changes in the development of not very satisfactory, there is also the government functions "absence", "Offside", "dislocation" and other series of problems. These problems have constrained the local governments in the development of municipal commercial banks to improve and enhance the functions of the transition,Requires us to change the existing functions of local government a fundamental reflection. I believe that, in the current development of China's municipal commercial banks at a crucial period of the case, should be carefully sorted, and summed up China's local governments in the development of municipal commercial banks in the experience gained in the change of functions in order to be used to promote, pointing out that its problems in order to be solution. So, right now our local governments in urban development, the functions of commercial banks into the problems and their causes are more comprehensive and profound analysis into the current theoretical profession to research and solve the task.I take lessons from relevant scholars in the books, papers, based on the ideas, combing the functions of transformation of China's local governments, the problems that result in changes in the functions of local governments in China mainly include the root causes of inadequate market economic system has yet to perfect, the administration of system not yet fully in place, financial regulatory reform is not yet complete, approve the investment and financing system and management system the existing delays and Zhengqibufen five aspects of cadre and personnel system.To solve the above problem, the article proposed to further improve China's local governments in the development of municipal commercial banks into the functions of policy proposals, mainly from the efforts of three aspects: local government functions, "orthotopic", "step down", "fill the seats" measures; improve the functions of local government changes in supporting the micro-measures; improve the functions of local government changes in the macro-supporting measures, and so on. Hope that this can be for our local governments in the development of municipal commercial banks in the functional position of the scientific development and make whatever contribution.