| Agricultural insurance, is to encourage and protect the world conventional agricultural development policies, reducing the production of agricultural production risk, protect their own interests of agricultural producers, enhance the sustainability of agricultural production. China's vast territory, climatic variation, changes in the weather in some areas free of charge, by the severe weather damage to agriculture often happens, to the enormous loss of agricultural producers, but also hinder agricultural production, which requires decentralized agricultural agricultural insurance risk. Although commercial-type agricultural insurance can alleviate to some extent, agricultural risks, but the profitability of commercial insurance can not meet the policy agricultural insurance, congenital defects of its "market failure" directly restricts the development of agricultural insurance. Therefore, the establishment of sound policy-oriented agricultural insurance system, the development of relevant laws and regulations, regulatory policies of the agricultural insurance is the main task of the present stage.Therefore, this paper, the basic theory of insurance law, agricultural protection theory and theory of state intervention and market mechanism, through the international system of agricultural insurance legislation and discussion, learn from advanced foreign experience in the development of agricultural insurance policy, agricultural policy in our country Insurance status and analysis of the pilot trial the common problems, put forward some policy on the development of agricultural insurance in China's legal system recommendations.
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