Study On The Legal Regulations Of The Informal Financing

Recently years in our country, as a market allocation behavior for funding resource, informal financing which reaches a higher proportion of social financing has the increasing impaction on the financial sector, and promotes the informal economy. But in practice, because of the informal financing's own risk and the inhibition of the main national policy which making economic legislation and criminal legislation has not been very good convergence, the legal regulation of the informal financing has not framed systematically and rightly, and leading to the narrow channels of legitimate financial. Besides, the illegal financing behavior become increasingly fierce, and a large number of informal financing walk the edge of the law, while the country has not a right supervision. In this situation, the state control of informal financing not only useless to play a informal financing role in promoting economic development, but also has a large number of financial risks. So, how to get a healthy guide on informal financing is becoming an urgent question. This paper start from the theories of informal financing and informal financing from the legal regulations, combining with the reality of our country,and indicating that we must guide ideology from their control and establish a national market from the harmonious development of autonomy idea, then starting from the laws of the market, building the legal regulations of the Informal Financing.