The Research Of Law Problems On Development Financing Of China

2005 is the year for the financial system in our country to reform. After the Share-holding System Reformation of China Construction Bank(CCB)and Bank of China (BOC), the reformation of Industrial and Commercial Bank of China(ICBC) has entered for the stage of substantial operation. Postal Savings Bank of China(PSBC) has been operating orderly, and will become the fifth state-owned commercial bank in China. At the same time, the reformation of the policy-oriented bank, including China Development Bank(CDB) ,Agricultural Development Bank of China(ADBC), the Export-Import Bank of China also put on the agenda, and the regulations on the Policy-Oriented Bank have been drafted . Under this background , the discussion about the Policy-Oriented Bank how to fix its position, develop, certain its business realm is launched warmly. This text aims at the above problem exactly. According to two years' study, consider, I put forward my own viewpoint, and hope to settle the problems above. In my opinion, the Policy-Oriented Bank should be named as Development Financing Institution in fact. We also should comprehend it on the broad sense , and the Development Financing Institution should include not only CDB, but also the Agricultural Development Bank of China, the Export-Import Bank of China, even include the Small Enterprise Development Bank, the Northeast Development Bank, the Northwest Development Bank , the Housing Loan Bank etc. The first part expound the theory foundation, content, connotation, characteristic etc. It also points out the difference between Development Financing and Policy-Oriented Financing. In this part, I put forward the conception of the Law of Development Financing and think it belongs to the Economic Law. The second and third parts show the developing process of Development Financing in the world, including the development of the World Bank, Asian Development Bank, Germany, Japan, Korea, the United States...etc. ,and demonstrate its fulfillment in our country, regarding China Development Bank as the main line. Then the fourth and fifth parts point out many problems within Development Financing in development in our country, and put forward the corresponding legal actions, the ideal mode of the system of Development Financing in our country. The creative part of the text is that using a quite new angle of view examine the present and the future of the Policy-Oriented Bank ,think that whether China Development Bank, the Agricultural Development Bank of China or the Export-import Bank of China all belong to the Development Financing Institution . We have to comprehend Development Financing from the broad sense and the writer also designs a new complete system of Development Financing. In my opinion, these will help the reformation of the financial system of our country in some way!...