Research On The Approach To Financial Holding Companies Of The State-Owned Commercial Banks By The Theory Of Core Competence

Financial holding company is not only the organizational model adopted by most of the international financial group, but the best choice of our financial institution under the fragmented operation. Meanwhile, faced to the challenge of many multinational financial conglomerates, it is urged for the state-owned commercial banks to improve their compete advantages. So, the state-owned commercial banks began their approach to financial holding companies in the early time. The concluding to their experiences and researching to their development are of important to our financial industry. But, from now on, the research related to this field were mostly focused on the institution supervision and dangerous.By the theory of core competence, this essay makes the research on the approach to financial holding companies of the state-owned commercial banks. It analysis whether the core competence exist in such banks, and hold the way to form the core competence. There are mainly three parts in this essay:The first part introduces financial holding company, include the theory of financial holding companies , the reason of state-owned banks converting into financial holding companies and their development.The second part analysis development of the state-owned banks turning into financial holding companies by the theory of the corecompetence. First, it introduce the core competence theory, then analysis the challenge face to the state-owned banks and their holding companies, at last , it analysis the form of core competence of these companies.The third part analysis the way to form the core competence in the procedure of state-owned banks turning into financial holding companies, including improving the system ability raise the running ability and strengthen the conformity ability.