Research On The Assets-Liabilities Ratios Management Of Bank Of China Mudanjiang Branch

The Assets-Liabilities Ratios Management (ALRM) is the comprehensive management means to assets and liabilities, which the commercial banks stipulate the quantity and quality to the assets and liabilities on ratios by applying science management system and management method. From 1970s, the commercial banks have adopted the ALRM in the great majority developed countries. The ALRM was recommended in the commercial banks of our country until the end of 1990s. With China joining WTO, the banks of our country are faced with unprecedented challenge. The way has very important significance to participate in international competition and link international usual practice that is how to combine with the ALRM and specific situation through research and explorations.Bank of China Mudanjiang Branch was regarded as researched object in thesis. Based on the relevant theory of the ALRM, the author emphasizes the importance and gradualness of strengthening it. According to reality situation hi Bank of China Mudanjiang Branch, the author goes step further to detail and perfect the ALRM's index within the rule of the Central Bank and Bank of China Head Office. From secondary banks point of view, the author applies system theory, cybernetics and linear programming theory to establish a set of the index system of the ALRM of Bank of China Mudanjiang Branch. The author refers to strengthen and perfect the internal control institution andpreventative measure of risk and establish ALRM's integrated evaluation model and examinatorial method. It takes a set of organizing, managing index and evaluating system. So, Bank of China Mudanjiang Branch manages its assets and liabilities and produces much profit and enhances its capacity. At the same time, the other secondary banks more comprehensive and efficaciously check its sub-branches according to this result of the thesis.