Research On Vicissitude Of Commercial Bank's System

In the whole development of the world's banking, it experienced the period of fixed business, separate businesses and synthetic business , among which the commercial Bank' s business managing system, as one of the most active contents in the vicissitude of the monetary system, represents the direction of the vicissitude of the commercial bank' s system with the rising wave of the worldwide monetary liveralisman and the gloval bank mergence, the width and the depth of the synthetic business of the commercial bank develops towards the unparalleled level, the synthetic business commercial bank has become nowadays focus . It has more and more influence on it gloval competitive style , on the function of the commercial bank in the domestic and international economy and on the mode of the commercial bank' s development, especially on the aspect of system of commercial bank. With out country' s entering WTO, in the wave of the world wide bank synthesis, the distance between our banking business and world' s developed banking business on system and technology as well as the efficiency has become enlarged .How to employ the proper mode of the bank system in the tendency of the synthetic development of our banking business, to carry owl the market' s efficiency policy and encouraging system, to put forward the reforming of the commercial bank' s system, to take preference in the competition of the international banking business, to have the positive function for oureconomic construction.This article tinselly explains the connotation of commercial bank' s system, describes Marxian and the new system economics, puts forwards the definition essential function and target of the commercial bank' s system on the theory Of the system and its vicissitude; Secondly, summarizes of historic analysis puts forwards the features of both system and theory for the three period in the historic vicissitude, and the instructive node of vicesitudesystem of the theory of it synthetic bank system' s vicissitude with the force of market and nation;Thirdly, illustrates the identity and difference of the commercial bank' s system through the horizontal analysis for its system; Finally , according to china' s reality , analyses the processes of the Chinese commercial bank' s system , the synthetic tendency of the vicissitude of realistic bank' s system and the reason for synthesis , puts forwards it synthetic mode of the Chinese commercial bank's system and the specific request and content of the creation of commercial bank' s system , providing the reference for the reform of the Chinese commercial bank' s system.